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Credit Reports

If you thinking about purchasing a home, you may want to take a look at your credit report, especially if you haven’t checked it in a while. If you are renting a home, you may be able to save the application fee altogether or at least get it reduced if you provide your own credit… Read More

Homestead Exemptions

In Texas, you can apply for homestead exemptions on your principal residence. Homestead exemptions remove part of your home’s value from taxation, so they lower your taxes. For example, your home is appraised at $100,000, and you qualify for a $15,000 exemption (this is the amount mandated for school districts), you will pay school taxes… Read More

Houston Area Utilities

Electricity In Texas, we have the option to choose who we get our electrical billing from. All power lines are owned by Centerpoint Energy or Entergy; however, the billing is performed by different companies, who charge different prices. You can choose a fixed or variable rate. For our personal homes, we choose whatever company has… Read More